Kill Debt and Build Credit (TM) will help you attack paying off debt- like, Negative items, tax liens, repossessions, judgments, foreclosures, short sales, bankruptcy, collections, charge-offs, hard inquiries, late or missed payments, Including student loans. While easily repairing your credit- so you can qualify for a home mortgage with ease.


Imagine if there was a financial expert, dedicated exclusively to your journey of eliminating debt for good, and providing you specialized guidance for rebuilding credit the right way…

Someone who is as committed to your success as you are, standing with you until you buy a home of your own…

A financial mentor who provides a one-stop place to address all of your financial and credit questions so you are not wasting hours trying to figure it out on your own.

Sounds amazing, doesn’t it? Just watch the video!

This is why Pure Hearts R Us created a specialized financial coaching program for someone like you, who:

dreams of being a homeowner, but credit and debt is standing in your way;

needs the easiest path for paying off debt and increasing the credit score; or

doesn’t want to waste any more money or time trying to figure it out on your own.

If any of that sounds familiar and you are ready to eliminate debt or rebuild your credit to achieve other financial goals but don’t know where to start… 

We invite you to join
Kill Debt and Rebuild Credit

…a financial coaching program that helps you take all of the guesswork out of how to pay off your debt quicker than you imagined and rebuild your credit so you can achieve other important financial goals — like buying a home. While working with one of our financial coaches, you will:

Create a customized financial action plan that will give you an exclusive blueprint for how to pay off your debt as fast as possible;

Identify the areas of your credit report that must be addressed including which debts to pay off, which ones you should negotiate and settle and which accounts you should dispute or request legal validation.

Receive done-for-you creditor letters that will help you dispute or validate old debt that may be keeping your credit score low.

Access financial resources that will help you gain complete control of your money – and stop living pay-check-to-paycheck for good.

As a bonus, all of our clients receive a Credit Secrets book (a $40 value) for free!


After saving their family from a financial disaster, Scott & Alison Hilton felt called to share with the world how they did it. In this new tell-all book, you'll discover how one couple used faith, and a few simple strategies, to escape the hole they dug themselves into...finally taking control of their credit & finances... and their lives! Credit Secrets is a new book by authors Scott and Alison Hilton. The book offers in-depth information on how the Hiltons were able to beat the odds and take control of their credit and finances. The book was the subject of a recent Special Report, hosted by Larry King. Larry King is a paid endorser of Credit Secrets. Click on book to get your copy of Learn the Credit Secrets book.

Kill your debt and rebuild your credit for good.

Now only $899/person

$3,999 value

The strategies provided during your Credit and Debt coaching sessions are the same that have helped thousands of others, who implemented their action plan, and paid off debt or improved their score .

But don’t just take our word for it. Check out what past clients had to say:

These clients came to us overwhelmed, stressed, feeling like it was impossible to eliminate debt at all, but found that with the right tools, working with an expert financial coach who is committed to their success, creating the right financial action plan, they could pay off thousands of debts without missing a beat.

And now we want to help you do the same!

Who is Kill Debt and
Rebuild Credit for:​

Renters who want to buy a home;

Anyone who is tired of debt weighing them down and wants to pay it off for good; or

Anyone who wants to start building or repairing bad credit.

so how does this program work?

The Kill Debt and Build Credit financial coaching program starts with a 1-hour consultation that assesses your financial situation – your cash flow, debt, and credit report.

Together, we will examine all negative marks on your credit report for their validity or inaccuracy, and create a plan of action for addressing each debt correctly. This includes preparing certified letters to send to all three major credit bureaus – TransUnion, Experian and Equifax – requesting validation of each debt.

With a full picture of your current credit profile, your financial coach will help you create a debt pay-off strategy that will be easy to follow – moving toward eliminating your debt altogether.

From there, your coach meets with you monthly (for up to 2 years) to review progress, answer all of your financial questions and helps you troubleshoot any bumps you might encounter. These meetings can be in-person, by video or phone – whichever is convenient for you.

If you are ready to eliminate your debt, here’s what you’ll need to do:

  1. Click the “Get Started Now” button to make an appointment.
  2. Check your inbox for your confirmation.
  3. Meet with your coach.
  4. Follow the action plan.
  5. Utilize the additional financial resources to work toward goals.
  6. Stay in contact with your coach.


You will be coached for up to 2 years by a credit professional. You will receive an action plan that will be a blueprint for success to help you meet your financial goals. You will receive a credit financial educational certificate that you can use for mortgage finance and down payment assistance. You will have access to all financial education workshops for up to 2 years. You will receive a copy of “Learn the Credit Secrets!” You will learn how to eliminate debt and how to budget your finances. You will receive complimentary financial life planning through a partner.

Once you have set your appointment with a coach, an initial consultation has been completed, we create an action plan that will map out your personal timeframe. It is important to note that your Action Plan must be followed by you and the parties involved to ensure your desired results.

Our coaches are available by email, phone, or video chat for you. Once you book your first appointment, it is recommended that you set up an appointment monthly to meet with your coach for follow-ups. This can be done by email, phone, or video chat.

Once you have completed an initial consultation with a coach, your credit report has been reviewed, the coach will help you create a specific debt pay-off plan that you can easily follow. In addition, you will receive a customized Action Plan that outlines specific steps you’ll take to achieve your financial goals.